Australian Property Finance Made Simple

This book provides an 'insider's guide' into the lending world, outlining the key players in the mortgage and banking industry, and a detailed breakdown of the main lending products available. It highlights the main loan structuring techniques used by the smartest and most successful Australian home owners and property investors. This book is relevant if:

1. You are a 'first home buyer' wanting to understand the very best loans that are available and how to best structure your finances in order to repay your home in record time. This book will show you why it's crucial to set up the correct loan structures before you buy your first investment property, and how to use the banks' money at no cost to reduce the amount of interest being charged on your home loan.

2. You are an 'aspiring property investor' wanting to buy your very first investment property, and are unsure on how to best structure your loans. This book explains the best way to optimize your property portfolio structure from day one, revealing many little known techniques that maximise your borrowing capacity, loan flexibility, future access to equity, as well as being tax effective and minimising risk.

3. You are an 'established property investor' with between 1 and 5 investment properties, but have hit a financial 'brick wall' or are just unsure how to go to the next level of sophistication. This book will teach you how to beat the banks at their own game, by understanding the 'exact formulas' the banks use to work out how much money you can borrow, the Debt Servicing Ratio (DSR).

4. You are an 'established property investor' and have realised that you've made some fundamental mistakes in the way that you have structured your property portfolio, due to poor advice, which has impeded you from aggressively acquiring more property. This book will give you an insight into the Industry's 'best practices' that have been successfully applied by other accomplished property investors who have built and structured multi-million dollar property portfolios.

You will learn: