Get a Financial Life

The generation of those now in their twenties have much less idea of how to keep track of their personal finances than previous generations did. Young people have continuously been encouraged to use student loans and overdrafts without a thought for the future, but now they are increasingly realising that they need to sit up and take responsibility for their finances. This book will cover all those complicated things that as a student or young person you never bothered to try and understand before-suddenly-it's vital that you do understand them. The world of ISAs, loans, mortgages and tax returns can seem pretty scary to the uninitiated. Experienced financial journalist Nic Cicutti breaks the vital information down into four sections: debt, life, savings and budgeting. Topics covered will include student loans, bank debt, credit cards and mortgages; tax returns and PAYE forms, buying and renting property; savings, ISAs and investment strategies; and planning a budget. The Financial Intelligence series offers down-to-earth, practical guides to personal finance, aimed at anyone who wants to increase their financial IQ. These guides will help readers to feel confident about making the right decisions when it comes to spending, saving and investing their money. The generation of those now in their twenties have much less idea of how to keep track of their personal finances than previous generations did. This book covers all those complicated things that as a student or young person you never bothered to try and understand before-suddenly-it's vital that you do understand them. Nic Cicutti has been a financial writer for more than 15 years. He was personal finance editor at The Independent, then editor of the Financial Times' website, FTyourmoney and has won a number of journalism awards during his career. Nick writes for MSN Money, the Sunday Telegraph, Sunday Herald, Esquire and Money Marketing. Upbeat, informative and practical guide Written by an experienced personal finance journalist but in a way that will appeal to the younger generation Explains key concepts accessibly Similar book for US market has sold exceptionally well No direct competition