The Complete Guide to Personal Finance

Teenage and young adult spending has propelled to $172 billion per year, according to Teenager Research Unlimited. It seems quite obvious that they know how to spend money, but do they know how to save it?

Even though the yearly spending jumped $50 billion, two-thirds of teens and twenty-somethings are still concerned about their personal finance situation. And while teenagers yield immense spending power, many lack the financial knowledge necessary to manage their money wisely.

Written for teens and young adults, The Complete Guide to Personal Finance for Teenagers and College Students will show how to get and manage credit, make and stick to a budget, and how to determine your needs versus your wants. You will learn how to pay for a car, save for college, and how to avoid the pressures of consumerism and common financial mistakes.

You will also learn which investment options are best for a younger generation. You will learn the basics of taxes, checks, debit cards, and credit cards. This book shows creative ways to get a jump-start on your financial future and use money responsibly. Even if you have had a few financial fumbles along the way, you will be able to learn from your mistakes and get on the path to financial well-being.